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Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee

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Hoyes Michalos is a licensed Debt Relief firm with 20 years’ experience helping people get out of debt. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Our mission is to give you a fresh financial start and help you rebuild your finances. We give you a plan to become debt free, it’s that simple. Our team of professional, accredited debt experts provide caring, confidential, friendly advice that is custom-tailored to your situation. Our office is conveniently accessible via the TTC station (Bloor-Yonge stop) and the PATH. There is plenty of parking just two blocks away.

Consumer Proposal Credit Counseling Service Debt Consulting Debt Relief















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Opening Hours
Open Today!
  • Monday 09:00 AM - 18:00 PM
  • Tuesday 09:00 AM - 18:00 PM
  • Wednesday 09:00 AM - 18:00 PM
  • Thursday 09:00 AM - 18:00 PM
  • Friday 09:00 AM - 18:00 PM
  • Saturday Closed
  • Sunday Closed
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